Hippo | Building Insurance

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Why Do You Need Building Insurance?

Buildings Insurance is designed to cover the restoration cost should your home suffer any damage to its structure caused by unexpected calamities like burst pipes, fire, floods and many other acts of nature and accidents.

Your home is one of the biggest investments you will make, so it is advisable to protect your most valuable asset against sudden and unforeseen events. Plus, disaster seems to strike when you least expect it and when you can least afford it, but with Buildings Insurance you will not be left with a huge financial burden.

Compare Buildings Insurance quotes in just a few simple steps.

A Quick Guide to Building Insurance

A Guide to Insuring Your Home

Whether you own property or rent from someone else, home insurance and building insurance can safeguard your financial interests. Here’s what you need to know.

Building Insurance for Landlords

As a landlord, it is advisable to be protected financially, in the event that your property is damaged.

Buildings Insurance During Renovations

Thinking of renovating? Shop around to find one that will cover you sufficiently during this time.

Buildings Insurance for Your Holiday Home

Your holiday home is just as vulnerable, you will need a form of Buildings Insurance to protect you financially.

Special Buildings Insurance Cover

These include Flood Insurance, Thatched Home Insurance and Unoccupied Home Insurance.

A Guide to Insuring Your Home

Whether you own property or rent from someone else, home insurance and building insurance can safeguard your financial interests. Here’s what you need to know.

Home Insurance Guide

Building Insurance for Landlords

As a landlord, it is advisable to be protected financially, in the event that your property is damaged.

Buildings Insurance During Renovations

Thinking of renovating? Shop around to find one that will cover you sufficiently during this time.

Building Insurance During Renovations

Buildings Insurance for Your Holiday Home

Your holiday home is just as vulnerable, you will need a form of Buildings Insurance to protect you financially.

Building Insurance for Your Holiday Home

Special Buildings Insurance Cover

These include Flood Insurance, Thatched Home Insurance and Unoccupied Home Insurance.

Special Home Insurance

Want to Compare Buildings Insurance quotes?

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011 054 7844

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Building Insurance

Leave Your Details
and we will call you back

Cellphone Number Field

Call Us Now
and get your obligation free Buildings Insurance quote

011 054 7844

Get a Quick Online
Buildings Insurance quote

Building Insurance

Have Any Additional Questions About Buildings Insurance?

Understanding Building Insurance Replacement Value

It's important to insure your building for its correct replacement value. This is the amount it would cost to rebuild it from scratch. If you insure your building for too little or too much, it will affect how much you get paid if you ever need to make a claim.

Here's how the settlement value (the money that’s paid out to you) is calculated at the time of a claim:
(Claim amount x insured amount) / replacement value of the building = settlement value

Let's say your building would cost R500,000 to rebuild, but you only insure it for R300,000. This means you're under-insured. If you then make a claim for R100,000, this is how your payment would be calculated:
(100,000 x 300,000) / 500,000 = 60,000

So, you would receive R60,000, not the full R100,000.

Building Insurance FAQ

We’ve put together a comprehensive list of building insurance FAQ's to make it easy to get answers on common questions related to finding building insurance.

Building Insurance Glossary

Find out the meaning of words that may be commonly used by building insurance companies in South Africa during the process of buying your insurance.

Understanding Building Insurance Replacement Value

It's important to insure your building for its correct replacement value. This is the amount it would cost to rebuild it from scratch. If you insure your building for too little or too much, it will affect how much you get paid if you ever need to make a claim.

Here's how the settlement value (the money that’s paid out to you) is calculated at the time of a claim:
(Claim amount x insured amount) / replacement value of the building = settlement value

Let's say your building would cost R500,000 to rebuild, but you only insure it for R300,000. This means you're under-insured. If you then make a claim for R100,000, this is how your payment would be calculated:
(100,000 x 300,000) / 500,000 = 60,000

So, you would receive R60,000, not the full R100,000.

Building Insurance FAQ

We’ve put together a comprehensive list of building insurance FAQ's to make it easy to get answers on common questions related to finding building insurance.

Building Insurance Glossary

Find out the meaning of words that may be commonly used by building insurance companies in South Africa during the process of buying your insurance.

See What Our Customers Say

4,2

/ 5

Independent Service Rating

based on 3,755 service ratings.

1 month ago

I got excellent assistance finding a better can insurance.

by SIZWE

1 month ago

Gives you many options when comparing products

by Anonymous

1 month ago

I hear a lot about hippo _ And tried comparing for small loans ..I didn't come right through.. But very hassle free help from Hippo wich is great compared to other sites and companies.

by Anonymous

1 month ago

Quick easy and fast

by SHANICE

1 month ago

It is very vigilant and fast to respond

by Anonymous

1 month ago

Easy to access & user friendly.

by DAMIEN

1 month ago

The response was real quick and the offer was very reasonable

by Anonymous

1 month ago

Your online Service is fast

by Anonymous

1 month ago

It is quick and easy to use

by JOYCE

1 month ago

quick and easy. what an awesome experience

by Anonymous

1 month ago

Thank you 😊 for your help and professionalism

by Anonymous

1 month ago

Quick easy lots of options.

by Anonymous

2 months ago

Speedy response

by Anonymous

2 months ago

Very precise and informative

by JABULISILE

2 months ago

They are very professional.

by Anonymous

2 months ago

Easy and simple navigation and hopefully my small loan will be approved as well as my funeral/lifecover Much easier than being on a call for ages. Thanks guys

by Carl

2 months ago

Too helpful

by Anonymous

2 months ago

My experience with using the service was wonderful and positive.Quick and easy comparisons and informative information.Thank you Hippo

by Anonymous

2 months ago

Was able to get a medical aid that suits my budget and needs. As well as a car insurance that is excellent

by MALEBO

2 months ago

Easily accessible. Different more options to choose from. And reliable.