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FAQ

Not all insurers on Hippo currently offer Funeral Cover for Parents. Information is provided for comparison purposes only and should not be seen as financial advice.

There are Funeral Cover policies available where no waiting period is stipulated, but this is an option you should discuss with the Funeral Cover provider before signing up for cover.

Cover for parents over 80 is limited, but some insurers may still offer options. In certain cases, Life Insurance could be considered if financial dependency can be shown.

Yes. Most insurers have age limits for adding parents to a policy. It’s generally easier and more affordable to arrange cover before a parent reaches their mid-70s.

You can compare Funeral Cover quotes online using Hippo.co.za to find a policy that matches your family’s needs and budget.

Do your research online today and find the right policy to suit your and your family’s needs. Comparing different Funeral Cover options side by side can help you see which providers offer shorter or no waiting periods, and which benefits work best for your budget.

You can take out Funeral Cover in your own name and add your parents as beneficiaries. When a covered parent passes away, the policy pays out a lump sum to help cover funeral and related expenses.

Funeral Cover pays out quickly, allowing families to focus on arrangements rather than finances. The benefit can be used for burial costs, transport, catering and other funeral-related expenses.

A natural death waiting period applies to persons who have died naturally such as by heart attack or contracting a fatal infection. The waiting period for natural death is normally between 6 and 12 months.

There is also a pre-existing condition waiting period, which is related to a pre-existing disease. If a family member has a chronic medical condition at the time of signing up for the cover, you may not be able to claim for their death if they pass away within 24 months of signing up.

Most policies have a waiting period effective from the time you sign up. A waiting period is the time during which your beneficiaries cannot claim for certain types of death, usually natural causes, even though you are already paying premiums.

This type of Funeral Cover offers an option where there is no period in which your beneficiaries have to wait for a policy to be paid out in the event of accidental death. Most policies have a time period, effective from the time you sign up wherein your beneficiaries cannot be paid out in the event of a natural death.

Funeral Cover options differ by insurer and can vary based on benefit amounts, age limits and additional services. Cover can be used for funeral costs, transport, catering and other end-of-life expenses.

Did you know that South Africa has some of the highest funeral costs in the world? Depending on your traditions and arrangements, costs can easily reach tens of thousands of rands. Funeral Cover helps protect your family from sudden financial strain when a parent passes away.

A research paper titled “Paying the Piper: The High Cost of Funerals in South Africa” found that households spent on average the equivalent of a year's income on an adult's funeral, measured at median per capita African (Black) income during January 2003 to December 2005.

Considering the high cost of living over the last 10 years, are you adequately covered?

Expert Tools, Tips and Guides
Essential information, tools, and insights designed to assist you in navigating the complex world of funeral insurance.

Our Guides

  • Funeral Cover for Parents: Funeral cover for parents allows those taking care of their parents financially to add them to their existing or new funeral cover policy. When one or both of your parents pass away, a lump sum will be paid out.
  • Funeral Cover for Over 80's: Funeral cover for people over the age of 80 allows you to prepare financially for the costs involved in arranging a funeral if you have not done so yet, without a medical test.
  • Funeral Cover for Extended Family: This type of funeral cover plan covers the costs of an extended family member’s funeral in order to relieve your family of the financial burden. A lump sum will be paid out upon official proof of death.

Our Tips

  • Funeral Arrangements Checklist: Are you arranging a funeral for a family member? Or would you like to know what to do in the event a family member passes away?
  • Funeral Cover With No Waiting Period: This type of Funeral Cover offers an option where there is no waiting period for a policy to be paid out to your beneficiaries in the event of accidental death.
  • Family Funeral Cover: Family funeral cover takes care of the burial expenses in the event that you, your spouse, children or parents pass away.

Our Guides

  • Funeral Cover for Parents: Funeral cover for parents allows those taking care of their parents financially to add them to their existing or new funeral cover policy. When one or both of your parents pass away, a lump sum will be paid out.
  • Funeral Cover for Over 80's: Funeral cover for people over the age of 80 allows you to prepare financially for the costs involved in arranging a funeral if you have not done so yet, without a medical test.
  • Funeral Cover for Extended Family: This type of funeral cover plan covers the costs of an extended family member’s funeral in order to relieve your family of the financial burden. A lump sum will be paid out upon official proof of death.

Our Tips

  • Funeral Arrangements Checklist: Are you arranging a funeral for a family member? Or would you like to know what to do in the event a family member passes away?
  • Funeral Cover With No Waiting Period: This type of Funeral Cover offers an option where there is no waiting period for a policy to be paid out to your beneficiaries in the event of accidental death.
  • Family Funeral Cover: Family funeral cover takes care of the burial expenses in the event that you, your spouse, children or parents pass away.
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