- 2 minutes to save R455 every month*.
- Millions of Car Insurance quotes every year.
- Free to use and we add no markup.
- Your data is safe. We never sell your information.
- Our trusted insurance partners are registered FSPs and vetted by us.
Compare 12 Car Insurance quotes. Save R455 Per Month!
We’ll do the hard work. Enter your ID number, and we’ll find cheaper car insurance deals for you.
Based on independent research by Kaufman Levin & Associates 2024.
5 easy steps to a car insurance quote.
Hippo gives you a range of affordable prices on vehicle insurance quotes.
1
Enter your ID number and click “Get Started”.
We use your ID number to pre-populate information that we need to give you quotes.
2
Confirm your personal information.
You only need to enter your details once and you'll get quotes from top SA insurers.
3
Add your vehicle details.
Just enter your vehicle’s make, model and year.
4
Specify regular drivers.
Your risk and premium may change depending on who you select as the main driver of the car.
5
Get your quotes.
You can take a closer look at benefits, excesses and premiums. No need to spend hours on the phone getting quotes from separate insurers.
1
Enter your ID number and click “Get Started”.
We use your ID number to pre-populate information that we need to give you quotes.
2
Confirm your personal information.
You only need to enter your details once and you'll get quotes from top SA insurers.
3
Add your vehicle details.
Just enter your vehicle’s make, model and year.
4
Specify regular drivers.
Your risk and premium may change depending on who you select as the main driver of the car.
5
Get your quotes.
You can take a closer look at benefits, excesses and premiums. No need to spend hours on the phone getting quotes from separate insurers.
Why Choose Hippo
Getting car insurance quotes can be stressful. We’ll get you a range of quotes from authorised insurers so you can get the most reliable, affordable car insurance available to you.
Save Time
Find all the prices and benefits you need in 2 minutes.
Save Stress
Avoid hidden fees and keep your personal information private.
Save Money
Compare quotes. Choose the best for you.
Save Smart
Quick comparisons, ranked by price for easy evaluation.
Calculating Car Insurance - How Do Insurers Do It?
Insurers use a car insurance calculator to determine your premium based on your risk profile. They assess several factors to calculate how likely you are to make a claim.
Age, Gender, and Demographics
Insurers check your age, gender, and marital status. Younger drivers often pay higher premiums, while married drivers might pay less. Learn more about how age impacts your premiums and the role of demographics.
Driving History
Insurers check your age, gender, and marital status. Younger drivers often pay higher premiums, while married drivers might pay less. Learn more about how age impacts your premiums and the role of demographics.
Lifestyle and Location
Insurers check your age, gender, and marital status. Younger drivers often pay higher premiums, while married drivers might pay less. Learn more about how age impacts your premiums and the role of demographics.
Make and Model
Insurers check your age, gender, and marital status. Younger drivers often pay higher premiums, while married drivers might pay less. Learn more about how age impacts your premiums and the role of demographics.
What it costs to insure some of SA’s top selling rides.
Insurers work out your premium based on many factors, including safety and risk.
Here are some average insurance premiums for popular car brands in SA.
Here are some average insurance premiums for popular car brands in SA.
Insurance for a VW Polo averages R1 437pm*, but can be low as R205pm*.
Insurance for a Toyota Corolla averages R1 321pm*, but can be low as R168pm*.
Insurance for a Hyundai i20 averages R1 327pm*, but can be low as R336pm*.
Insurance for a Kia Rio averages R1 423pm*, but can be low as R307pm*.
Insurance for a Suzuki Swift averages R1 407pm*, but can be low as R368pm*.
Insurance for a Renault Kwid averages R1 157pm*, but can be low as R377pm*.
The ins ‘n outs of insurance
Hippo’s top tips to getting more out.
2025 Car Trends
Let’s face it – in South Africa it feels like we’re always playing a game of catchup when it comes to our expenses vs what our salaries cover. So, the question is, how can we save our salary?
Read more
Get Fast Internet
Can't convince a service provider to route a fibre cable your way? Here are some super-fast alternative ways to get your home online.
Read more
Online Shopping Fails
Online shopping is quick, convenient and fail-safe. Except for when it isn't. Here's a look at some of the worst online shopping mishaps, plus a handy guide on how to avoid becoming the butt of the joke yourself.
Read more
How to Boost Your Home Wi-Fi
Are there parts of your home where the Wi-Fi doesn't reach? Consider a Wi-Fi booster or extender.
Read more
SA’s #1 Comparison Site.
Cos once you go Hippo, you never go back.
11 days ago
I got excellent assistance finding a better can insurance.
by SIZWE
11 days ago
Gives you many options when comparing products
by Anonymous
11 days ago
I hear a lot about hippo _ And tried comparing for small loans ..I didn't come right through.. But very hassle free help from Hippo wich is great compared to other sites and companies.
by Anonymous
12 days ago
Quick easy and fast
by SHANICE
12 days ago
It is very vigilant and fast to respond
by Anonymous
13 days ago
Easy to access & user friendly.
by DAMIEN
13 days ago
The response was real quick and the offer was very reasonable
by Anonymous
13 days ago
Your online Service is fast
by Anonymous
14 days ago
It is quick and easy to use
by JOYCE
14 days ago
quick and easy. what an awesome experience
by Anonymous
14 days ago
Thank you 😊 for your help and professionalism
by Anonymous
14 days ago
Quick easy lots of options.
by Anonymous
14 days ago
Speedy response
by Anonymous
15 days ago
Very precise and informative
by JABULISILE
15 days ago
They are very professional.
by Anonymous
15 days ago
Easy and simple navigation and hopefully my small loan will be approved as well as my funeral/lifecover Much easier than being on a call for ages. Thanks guys
by Carl
15 days ago
Too helpful
by Anonymous
15 days ago
My experience with using the service was wonderful and positive.Quick and easy comparisons and informative information.Thank you Hippo
by Anonymous
15 days ago
Was able to get a medical aid that suits my budget and needs. As well as a car insurance that is excellent
by MALEBO
15 days ago
Easily accessible. Different more options to choose from. And reliable.
by Anonymous
You can compare more than just car insurance quotes.
Put yourself in the driver’s seat of your dream car and keep it looking brand-spanking new with value-added insurance products, provided by trusted and reliable South African insurers.
Motor Warranty
Extend your manufacturer’s warranty and get cover for the repair or replacement of certain vehicle components.
Service Plan
Keep your vehicle in the tippest, toppest shape with a service plan and cover the costs of scheduled services.
Scratch & Dent
Can’t stand to look at those little scrapes, scratches, and dents that tarnish your otherwise-brilliant-looking car? Scratch & dent will pay to repair small blemishes.
Tyre & Rim Guard
South African roads are full of potholes—this we all know. Protect your tyres and rims from damage caused by bad road conditions.
Car Tracker
Many insurance providers prefer for you to have a vehicle tracker installed in your car to minimise the chances of it being stolen, or to assist in recovering a stolen vehicle. Some insurers even offer discounts for it!
FAQ
Are there waiting periods applicable where Covid-19 is excluded?
No, generally not for life cover. For funeral cover, a standard waiting period applies for natural deaths.
Is COVID-19 covered in the event of death?
Most life insurers provide cover for the disease, as it causes illness and is considered a natural cause of death. It’s not included under Accidental Death cover, however.
Is COVID-19 testing required for life cover acceptance?
No, but if you have been tested for the virus or are planning to get tested, some insurers may defer cover until the results come out.
Worried about the impact of novel coronavirus on your life insurance? Here are the answers to some frequently asked questions:
Medical aid is a type of health cover that helps pay for your medical expenses, from routine doctor visits to hospital stays and chronic medication. In South Africa, medical aid plans are regulated to ensure they provide a minimum level of essential care, known as Prescribed Minimum Benefits. These plans vary in cost and coverage, allowing you to choose a level of support that suits your healthcare needs and budget.
What’s the cheapest car insurance in South Africa?
More comprehensive cover means higher premiums. Which means that third-party car insurance will be the cheapest cover for your vehicle in South Africa. Although it’s tempting to save more on your car insurance so that you have more to spend on things you love, remember that you’ll get what you pay for. The cheapest car insurance might leave you wanting more if you happen to get into an accident. If you want complete peace of mind, comprehensive car insurance cover will do it for you.
Why do you need car insurance?
Stats show that out of 10 million motorists in South Africa, 65% are uninsured. That means more than half of the drivers you see on the road aren't covered to pay for your vehicle to be repaired if they cause an accident. Scary stuff! Don't be another statistic.
Compare 12 car insurance quotes today and save yourself some hassle.
Love your savings. Love your ride.
Hippo’s guide to all things car.
The complete guide to car brands and manufacturers in South Africa. Find out all the information you need on insurance, renting and purchasing your dream car in this guide.
