Are there waiting periods applicable where Covid-19 is excluded?
No, generally not for life cover. For funeral cover, a standard waiting period applies for natural deaths.
Is COVID-19 covered in the event of death?
Most life insurers provide cover for the disease, as it causes illness and is considered a natural cause of death. It’s not included under Accidental Death cover, however.
Is COVID-19 testing required for life cover acceptance?
No, but if you have been tested for the virus or are planning to get tested, some insurers may defer cover until the results come out.
What about COVID-19?
Worried about the impact of novel coronavirus on your life insurance? Here are the answers to some frequently asked questions:
Accident Damage Cover
Protection that pays for repairs to your vehicle if it is damaged in a collision with another car or object.
Agreed Value
A value for your vehicle that you and the insurer decide on when the policy starts. If the car is written off or stolen, the insurer pays this agreed amount rather than the market value.
Beneficiary
The person or people you choose to receive the life insurance payout when you pass away.
Courtesy Car
A temporary replacement vehicle provided by the insurer or repairer while your insured car is being repaired after an approved claim.
Excess Protector
An optional add-on that allows you to claim for damage without paying the standard excess amount on certain claims.
Funeral Cover
A type of life insurance designed to pay for funeral and burial costs when the insured person passes away.
Glass Cover
Insurance that specifically covers repair or replacement of your vehicle’s windscreen, windows, or sunroof without affecting your main claim history.
Key Replacement Cover
Cover that pays for replacing lost or stolen car keys and reprogramming locks or immobilisers if needed.
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Love your money. Love some savings.
Hippo’s guide to all things banking.
The ultimate guide to banking fees in South Africa. Discover everything you need to know about account options, transaction costs, online banking and finding the right bank for your financial needs in this comprehensive guide.
Love your money. Love some savings.
Hippo’s guide to all things banking.
The ultimate guide to banking fees in South Africa. Discover everything you need to know about account options, transaction costs, online banking and finding the right bank for your financial needs in this comprehensive guide.
